Discover how to read and understand your insurance contract with ease. Learn key terms, principles, and tips to ensure you're ...

Home warranty vs. home insurance, what's the difference? One covers normal wear and tear and the other liability and ...

Insurance is a necessary component of life. From health to home to auto and beyond, having insurance means that you are equipped with a backup plan in the event that the worst happens to you and your ...

Deductibles are also important because they can affect your premium, which is the amount you pay to your insurance company ...

Learn the ins and outs of collateral assignment in life insurance policies, how it secures loans, and what it means for your beneficiaries.

With a background in journalism and counseling, Penny Min blends analytical research with real-world insight to help readers make informed financial decisions. At Forbes Marketplace, she specializes ...

Unexpected costs are an inevitable part of life. To proactively manage these financial risks, many people and businesses are now turning to self-insurance. This approach offers a way to prepare for ...

Mortgage life insurance, also known as mortgage protection insurance (MPI), is designed to pay off your mortgage when you die. Some MPI policies also offer coverage for a limited time if you lose your ...

Most pet owners love their four-legged friends unconditionally and would do anything in their power to ensure their happiness and wellbeing, but taking care of an animal can become particularly ...

Roads in Steinhatchee remain covered in debris on Oct. 3, 2024, following Hurricane Helene. (Photo by Jay Waagmeester/Florida Phoenix) Florida lawmakers peppered the state’s sitting and former ...

Between escalating volatility and economic shifts, the commercial property insurance market is facing some intense pressures. As we head into 2026, brokers and clients alike are watching the coming ...